Best-in-class distressed debt management

Encore ARC is an Asset Reconstruction Company, registered with the Reserve Bank of India (RBI), under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest(SARFAESI) Act, 2002. Encore ARC is a joint venture among leading global financial institutions and brings global best practices of distressed debt management to Indian market.

We offer flexible & transparent acquisition structures to the selling banks and financial institutions and have a successful track record of resolving MSME & retail NPAs across the country. Our aim is to deliver effective resolutions, which enables us to unlock the highest value from financially stressed consumers for the benefit of all stakeholders. In this process, we create turnaround stories and enable consumers to restore their financial health.

Focused approach to build the most capable ARC in India

We have built deep resolution capabilities through strategies including negotiated settlement, debt restructuring and liquidation.

Focus on MSME & Retail assets

Our differentiated underwriting framework and data-led analytical platform is attuned for stressed MSME & retail segments.

Consumer-centric approach

Keeping the consumer at the centre, we strive to understand their goals and unique circumstances to bring them apt solutions.

Advantage ENCORE ARC

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Consumer First

We put consumers at the centre of every strategy. Respect, fairness, professional approach & transparency are the cornerstone of all our consumer interactions
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Data-Driven Approach

We leverage our consumer database and analytical strength to continually enhance our proprietary models that guide our portfolio purchases and collection strategies
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Principled Intent

We are committed to respectable and constructive dialogue to align the interest of all stakeholders and hope to play an important and positive role in financial recovery
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Passion for Success

We partner with our consumers to create successful turnaround stories and help them come back on the path of financial recovery

Pan India footprint of resolution experts and robust partner network across key regions

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